Permit-coverage readiness across New Jersey

Every NJ jurisdiction across the six stages of the pipeline — Verdict → Risk → Opportunity → Pros → Packet → Submit — each ready, partial, or not yet. We lead with the per-stage state because it’s the honest read; the overall % is just a sort key (a town with the free statewide layers can score high while still missing local zoning).

The per-stage state is computed from what we actually hold for each jurisdiction (parcels, zoning, records, pro roster, forms, submission channel). Deepest in Jersey City and Hudson & Essex County; statewide layers (parcels, flood, incentives) cover everywhere.