PermitGranted
For New Jersey towns

Turn your town’s flood risk into the money to fix it.

We map where your town floods with its own 1-meter data, then prepare the FEMA and New Jersey grant applications that pay for the fix. You file. We do the work, on a fixed fee, no contingency.

  • A block-by-block flood map from your town’s own 1-meter LiDAR
  • Every federal + state pool you qualify for, matched and sorted
  • The FEMA benefit-cost analysis and the application, prepared for you

We prepare; the Township, County, or State files. We never take a cut of the award.

See your town

We map your town from public data and reply with its flood picture and the funding it can pursue. No obligation. We prepare; you file, on a fixed fee, never a cut of the award.

From one New Jersey township (~40,000 residents) we mapped end to end
$652M

in federal + state funding identified for the town to pursue

4 of 5

documented flood complaints its model reproduced — the 5th correctly flagged as a storm-sewer issue a terrain model can’t see

765

storm-drain outfalls mapped — the drainage network national models leave out

1 meter

LiDAR resolution — ~every 3 feet, fine enough to see a street’s low point

A real, worked example from one town, shown without its name. Your town’s figures come from its own data; nothing here is a placeholder or a promise.

The map others can’t make

Your FEMA map shows the river. Your town floods on far more.

FEMA’s regulatory map draws the river and the coast. It does not show the rain that pools at a street’s low point or backs up a storm drain — the flooding most residents actually live with. We run a 1-meter hydrology-and-hydraulics model on your town’s own terrain and drainage and find it, block by block.

A flooded residential street after a major storm — cars and storefronts underwater
The flooding residents actually live with after a heavy storm — the kind that rarely reaches the FEMA line. Photo: U.S. National Guard.
A New Jersey township — the FEMA flood-zone parcels
FEMA flood map — the Special Flood Hazard Area only: the river and the coast.
A New Jersey township — our 1-meter flood-depth model
Our 1-meter flood-depth model — the real extent by ponding depth, reproduced against documented complaints.

Screening intelligence for planning. Not a Base Flood Elevation, insurance rating, or engineering design — those are stamped by a New Jersey licensed engineer.

Everything it takes to get a town its flood money, in one place

The work that today is done by hand, by consultants, made into one system — from the map, to the money, to the filed application.

See where you flood

A block-by-block picture from your town’s own data.

1-meter LiDAR flood model

A rain-on-grid hydrology model on your town’s own 1-meter terrain — the pooling and street flooding the FEMA map doesn’t draw.

One map, many lenses

Flood zones, flood depth, green-infrastructure priority, and a money lens that paints the parcels each grant works for.

Your storm-drain network

Every MS4 outfall mapped, with per-parcel proximity — the drainage the national models leave out entirely.

Runoff & water quality

TR-55 runoff and pollutant loading per parcel, ranking the blocks that drive stormwater and impairments.

Every number shows its math

Tap any figure — flood-zone parcels, readiness, funding — for the plain-English derivation and its cited source.

Parcel and block drill-down

Click a parcel for its flood, depth, drainage, and grant fit; roll it up to the block to scope a project.

Find the money

Every pot you qualify for, biggest first, with the gate to unlock it.

Every federal + state pool

FEMA FMA, HMGP, Swift Current; NJDEP §319(h); the NJ Water Bank; the NFIP flood-insurance discount; Blue Acres buyouts — matched to what you qualify for.

The readiness gate, automatic

The FEMA-approved Hazard Mitigation Plan and active SAM.gov registration that gate every federal pool — sourced and checked for you.

Revenue you can raise

Separate the money you levy from the money you chase: your stormwater-utility rate base, computed from your own impervious area.

Lead service lines

The P.L.2021 c.183 dig order and the DWSRF financing pool, with the honest applicant-identity logic (the water system borrows, not the town).

Prove it & apply

The FEMA benefit-cost analysis and the application, prepared.

Glass-box FEMA benefit-cost

The only software-ized FEMA BCA — every number shows its formula, inputs, and source, built to be replayed by a skeptical reviewer. It refuses to guess a missing input.

Coastal vs. riverine honesty

Flags when a coastal (V/VE) property is being scored on riverine damage curves that understate surge — so the number is never quietly wrong.

Evidence, sorted by cost

Every BCA input ranked by the cheapest place it comes from — and a ready-to-send public-records request drafted for exactly the gaps.

The application, screen by screen

The FEMA FMA subapplication modeled as cited screens, pre-filled from your facts; each blank labeled with who supplies it. Prepare-only — you file in FEMA GO.

Auto-written narrative

The long-form narrative drafted from only the facts on file (it refuses if there’s too little), and your edits revised without changing a number.

How comparable projects won

Real, funded New Jersey mitigation projects matched to yours — the median benefit-cost ratio and example awards, as context, never a prediction.

Deliver & trust

A file-ready packet, a pipeline, and every number traceable.

One-click Water & Funding PDF

A branded overview plus the whole application, screen by screen, generated from the same live data — never out of sync with the dashboard.

A pipeline from scoped to filed

Every project tracked through its lifecycle, with its benefit-cost, evidence, and packet hung off it.

Every figure traced to its source

A whole tab showing the public record behind each number, with a live check that the sources still answer.

Your residents build the case

A resident with a phone becomes the record FEMA requires.

During a storm a resident opens a link, we snap their location to a parcel, and they add a photo, a water depth, and a note. It becomes the dated, geotagged, photographed flood record a FEMA benefit-cost case is built on — the evidence towns usually have only as anecdotes.

  • Ground-truth that calibrates the flood model. Every report makes the map more accurate — a loop no national vendor can run.
  • Repetitive loss, documented automatically. Three verified reports at an address flags it repetitive-loss — the fact that unlocks FEMA FMA and NJ Blue Acres buyouts.
  • The blank no one else collects. Risk-data vendors sell scores; compliance tools overlay the FEMA map. Neither collects what your residents see.
From a phone, in four taps
  1. 1. Location

    Their GPS snaps to a parcel and its FEMA zone. Off-parcel reports are kept too — never lost.

  2. 2. Photo

    The strongest proof. Optional, but a photo carries a benefit-cost case.

  3. 3. Depth

    Plain choices — ankle, shin, knee, waist — become the inches a BCA needs.

  4. 4. Note

    “The drain on the corner backs up every heavy rain.” The story, on the record.

Why us

Others do one piece. We own the whole path from flood to funded.

Risk-data vendors sell flood scores to insurers. Compliance tools overlay the FEMA map. Consultants do the grant work by hand, bespoke, at a price. No one else runs the whole funnel — map the risk, match the money, prove it, and prepare the application.

1-meter, block by block

The free elevation data everyone else starts from is 10–30 meters — it can’t see a street’s low point. Ours is ~every 3 feet, on your town’s own terrain.

The pipes national models omit

First Street and Fathom have good data, but they structurally leave out the municipal storm-sewer network. Your town’s drainage is exactly where it floods.

Glass-box, not a black box

A consultant’s benefit-cost is a spreadsheet you can’t see. Ours shows every number and its source, so a state reviewer — and a council — can check it.

Fixed fee, never a cut

A percentage-of-award fee is federally unallowable. We charge a fixed fee to prepare; you file; we never take a share of the grant.

Your residents’ ground truth

Crowdsourced flood reports calibrate the model and document repetitive loss — a feedback loop a national vendor can’t run for your town.

The whole funnel, productized

Map → match → prove → apply, in one system. It’s the exact chain a town captures millions with today, done by consultants by hand — made software.

The engineering firms that stamp a design are partners, not competitors — we hand off to a New Jersey licensed engineer where the law requires one. We do the screening, matching, and preparation that today runs up dozens of billable hours before an application even takes shape.

How a town gets the money

We do steps 1 to 3; you file step 4.

01

Map your water

1-meter LiDAR, the FEMA flood zones, and your drainage network, into a block-by-block picture of where the town floods — including what FEMA misses.

02

Match the money

FEMA (FMA, HMGP), New Jersey (§319(h), the Water Bank), the NFIP flood-insurance discount, and Blue Acres, matched to what your town qualifies for.

03

Prove it

The FEMA benefit-cost analysis and the evidence, with every number shown so a reviewer, and a council, can see how it was derived.

04

You file

A file-ready application with the evidence attached. You (the Township, County, or State) file it. We never take a cut of the award.

How we work

We prepare; the Township, County, or State is the applicant and files, on a fixed fee, no contingency (a percentage-of-award fee is federally unallowable). Our maps and models are screening intelligence for planning, not for permitting, Base Flood Elevation, insurance rating, or design (those are stamped by a New Jersey licensed engineer). Every figure is cited and dated in the dashboard, and a value we can’t source is left blank with an honest label, never guessed.

Sources: FEMA National Flood Hazard Layer · USGS 3DEP 1-meter LiDAR · NJDEP MS4 outfalls · NRCS TR-55 · NOAA Atlas-14 · FEMA FMA / HMGP · NJDEP §319(h) / NJ Water Bank · FEMA OpenFEMA (NFIP + HMP statuses) · U.S. Census · SAM.gov.

Lead service lines, town by town

Every New Jersey water system had to inventory its service lines and must replace every lead one by 2031. These are the towns that run their own water system, each with what its inventory actually says, what it still lists as unknown, and what that leaves to pay for.

Atlantic County

Bergen County

Burlington County

Camden County

Cape May County

Cumberland County

Essex County

Gloucester County

Hudson County

Hunterdon County

Mercer County

Middlesex County

Monmouth County

Morris County

Ocean County

Passaic County

Salem County

Somerset County

Sussex County

Warren County

See where your town floods, and the money to fix it.

Tell us your town. We’ll map it from public data and reply with its flood picture and the funding it can pursue — no obligation.

We map your town from public data and reply with its flood picture and the funding it can pursue. No obligation. We prepare; you file, on a fixed fee, never a cut of the award.

Water & Funding for New Jersey towns · PermitGranted